Features Secured VISA card features Subject to change without notice Credit limit (min.) $1,000 Credit limit (max.) $10,000 Account set-up fee (one time) $39.00 non-refundable Security deposit $1,000 - $10,000 Interest paid on security deposit 2% Service fee (primary applicant) $7.50/month Service fee (secondary card) $3/month Interest rate - purchases 19.50% Interest rate - cash advances 21.50% Interest in arrears - purchases +5% Interest in arrears - cash advances +3% Overlimit fee $29 NSF fee $39 ATM fee (Canada) $2 ATM fee (USA) $4.50 ATM fee (non-North America) $5.50 Minimum Payment 3% of the balance or $10, whichever is greater